Alliance for the FinTech Future

The FINTECH Chair for Technological Development Management is the result of a collaboration between the University of Málaga and the Kareema Foundation, an organization with a long history of educational projects aimed at improving talent development and student projects.

Kareema Foundation

This chair aligns with the foundation’s philosophy of developing the best in people for a better world, which is the foundation’s main goal.

The mission of the foundation is to create a society that promotes equal opportunities for those seeking to improve their situation, fostering personal growth and well-being while contributing to a healthier and more equitable planet.

The foundation believes in a society where everyone can enjoy a high quality of life and well-being, especially those who are most vulnerable. We recognize that each person has unique needs, hopes, and aspirations, and we strive to support those motivated to make their dreams a reality.

The FinTech Sector

FinTech (financial technology) companies are organizations that combine technology and innovation to offer financial solutions more efficiently, accessibly, and modernly than traditional financial services, such as those provided by banks or traditional credit institutions. These companies often use advanced digital technologies like mobile apps, artificial intelligence, algorithms, blockchain, and data analytics to improve and optimize financial products, services, and investments. FinTech is transforming the way individuals and businesses interact with money and financial services, representing a paradigm shift in the global financial industry. It is a sector that demands qualified professionals and is creating high-quality employment opportunities.

Main Areas of Activity in FinTech

Technological innovation serving payments, loans, investments, insurance, and digital banking.

Payments and Transfers

Platforms for making online or mobile payments, such as PayPal or Stripe.

Funding

Alternative credit services, such as peer-to-peer loans (between individuals) or microloans.

Personal Financial Management

Applications that help users budget and manage their finances.

Investments and Trading

Platforms that facilitate investment in stocks, cryptocurrencies, and other assets.

Insurance

Using technology to improve the purchase and management of insurance.

Cryptocurrencies and Blockchain

Projects related to digital currencies and blockchain technology.

Digital Banking

Banks that operate exclusively online.